Does my car insurance cover me abroad?

Does my car insurance cover me abroad? What documents do I have to carry in the vehicle? Is my policy valid in the country where I am going to travel?

These are just some of the questions that we usually do when we travel abroad.

With the arrival of summer, it is widespread to take the car and travel the world, without hurry, stopping wherever we want ... but of course, these doubts always arise. This article answers all of them so that you can travel quietly this summer. Am I insured abroad?

Summer arrives and with it, travel by car. But before you start the trip, you should inform yourself about whether your car insurance is valid abroad and, if so, what are the coverages offered outside of the USA.

How valid is my car insurance outside of the USA?

When we hire car insurance, our company must inform us about which countries be insured. Generally, if the policy contracted in the USA, our third-party insurance will remain in force in the rest of the European Union.

Also, those countries belonging to the Multilateral Guarantee Agreement and, in case you contract any other guarantee, you should ask your insurer to see if he keeps them abroad or not.

The Obligatory Civil Liability insurance/American express car rental insurance will cover the damages we cause with our vehicle to a third party, having a limit of up to 17 million USD for material damages and 77 million USD for personal injuries.

On the other hand, voluntary insurance, are those that we hire freely and that can cover extra things such as damage to the vehicle, theft, fire, broken windows, travel assistance which provides comprehensive coverage.

What documentation should I have on hand when traveling by car outside the USA? Does my car insurance cover me abroad when I have relevant documents?

Once we are clear if our insurance will cover us when we are outside the USA territory, we must take into account what documentation we should take with us when we are traveling to claim international car rental insurance coverage.

In the USA, it will be enough that we carry the insurance policy and the proof of payment thereof, in addition to the documents referring to the car.

To travel outside Europe or to a country that does not belong to the Multilateral Guarantee Agreement, we will need a document called Green Card.

What is a Green Card?

The Green Card is an International Certificate of Vehicle Insurance and demonstrates that one insured, at a minimum, with the scope and limits of the Motor Vehicle Liability Insurance law of the country where one is traveling. This certificate requires when circulating in the states that do not enter the European Union.

Having the Green Card at hand is appropriate, but not mandatory if we travel to Norway, Iceland, Switzerland, Liechtenstein, Andorra, and Croatia.

It is essential to have this document if we go to Albania, Bosnia, and Herzegovina, the former Yugoslav Republic of Macedonia, Serbia and Montenegro, Russia, Belarus, Moldova, Ukraine, Israel, Morocco, Tunisia, Iran, and Turkey.